Bernardo Rafael Serrano Lopez, 55 years old, Spanish, is the President and CEO of AXA Philippines, one of the largest insurance companies in the country. He assumed this position in November 2022. He is an industry veteran with more than 20 years of senior leadership experience. He began his journey with AXA in Latin America in 2001 and subsequently General Manager of AXA Spain in 2003. Between 2006 and 2011, Mr. Serrano left AXA to set up his own successful company. In 2011, he re-joined AXA as CEO of AXA Brazil, overseeing the arrival of AXA in South America. He was named CEO of AXA Colpatria in 2016. Mr. Serrano has a Master of Business Administration Degree from IESE Business School in Barcelona, and a bachelor’s degree in Business and Economics from the University of Navarra, Spain.